We’re sure you are taking significant steps to minimise the risks of working with or being around horses. However, accidents can still happen unexpectedly; what if you get injured? The last thing you want to worry about is how you will cover your bills.
Having insurance is a way to protect yourself and your finances from unexpected problems, like accidents, illnesses, or damage to your property.
At Equestrian Protect, we work exclusively with companies that provide life, critical illness, private medical, and income protection insurance.
Our experienced advisors are here to assess your requirements comprehensively. We consider factors such as your occupation within the equine industry, salary, and the specific challenges you may face.
Whether you’re a groom, livery/riding school operator, dentist, veterinarian, trainer, jockey, or physiotherapist, our partnership with these insurance providers means you can access coverage that perfectly suits your occupation and personal circumstances.
Types of insurance that you might consider having can vary based on your role within the equine industry, but this is an overview of what’s available:
Income Protection Insurance?
If you get sick or injured and can’t work, this insurance pays you a portion of your regular income. It helps you cover your bills and daily expenses while you recover, so you don’t have to worry about money when you can’t work.
Critical illness insurance?
If you’re diagnosed with a severe illness, like cancer or have a major medical procedure, this insurance pays you a lump sum of money. It helps you stay financially secure during tough times when you’re too sick to work.
Life insurance?
Gives a sum of money to your family or beneficiaries. This money can help them with expenses, like funeral costs or living expenses, so they’re financially secure even when you’re no longer here. It’s a way to provide for your family’s future.
Private Medical Insurance?
This cover’s the cost of private medical care. This means you can often get faster access to medical treatments, specialists, and surgeries, bypassing long waiting times in the public healthcare system. It’s a way to take control of your health and get the care you need when you need it.
You can mix and match your insurance options to create a comprehensive coverage plan that suits your specific needs. This approach is known as “customising” your insurance.